BUYER'S GUIDE

Mortgage Information / Pre-qualification (Chapter 3)

Getting mortgage information is easy, quick and with no-obligation when you contact one of my recommended mortgage professionals. NOW is a great time to buy a home with historically LOW interest rates.

Available loan programs include conventional, FHA, and VA. Also, depending on availability of granted funds and eligibility requirements, the South Carolina State Housing Authority may have special loan programs available. The mortgage professionals that I recommend can answer questions and offer beneficial recommendations.

Getting a pre-approval letter is recommended and now required in almost all instances with contracts to buy real estate. Again, it’s an easy step! When you’re ready to buy, be sure to contact Mel Coker as your Realtor professional and one of the following mortgage professionals.

Recommended Columbia, SC Mortgage Professionals:

Nathan Ballentine - Wachovia Mortgage
Toll-free: 877-325-9432 or (803) 343-3234
email Nathan
Internet website

Randy Brown - 1st Metropolitan Mortgage
Toll-fee: 866-456-5511 or (803) 732-5787
email Randy
Internet website

Charlie Branham - Palmetto South Mortgage Group
Toll-free: 866-912-4663 or (803) 791-9790
email Charlie
Internet website

Mike Wetzel - Homeowner’s Mortgage
Toll-free: 888-653-9037 or (803) 765-7282
email Mike
Internet website

The mortgage professionals listed above are also listed on my “Mortgage” web page. You will find other resources there including a mortgage calculator. CLICK HERE to visit Mel’s Mortgage web page.

Quick Affordability Calculator (BEST to call a mortgage professional above)

What you typically need to prequalify. You can save yourself time in the prequalification process by preparing some information before you get started:

Financial information (monthly income, current debts, assets)

Home Value: $ Loan amount: $ Interest rate: % Loan term: years Start date: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Property tax: % PMI: % Output parameters » Draw charts Monthly vs bi-weekly payments Show annual amortization table Show monthly amortization table Mortgage Calculator Widget

Previous | NEXT | Home Search Criteria Registration Form | Buyer's Guide PDF format
Chapter 1 - Introduction | Chapter 2 - Searching for a Columbia area home | Chapter 3 - Mortgage Information / Pre-qualification | Chapter 4 - Columbia (SC) area information and links | Chapter 5 - First-time Homebuyer information and benefits | Chapter 6 - Lake Murray Information / Golf Course Communities | Chapter 7 - About Mel Coker / Your Choice of a Realtor IS Important | Chapter 8 - Retirement in the Columbia area | Chapter 9 - Schools, Cost of Living, Average Prices, Taxes & More | Chapter 10 - Home Buying Steps | Chapter 11 - An Internet Special for working with Mel Coker - Receive a Lowe’s Gift Card

Contact MEL COKER
Excellence in Real Estate Service

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"Selling Columbia, Northeast Columbia, Lexington
Lake Murray, Chapin, Irmo,!"

Mel Coker
RE/MAX Metro Associates
690-B Columbiana Drive
Columbia, SC 29212
Office : 803-749-5800
Home : 803-932-2144
Toll Free: 888-528-2258

e-mail: homes@ColumbiaSouthCarolina.com

Columbia, South Carolina Real Estate and homes
Mel Coker, Realtor - RE/MAX Metro Associates
Columbia Homebuyer's Guide * How to Buy a Columbia SC home
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